Posts Tagged Portland
Feedback from attendees of a Straub Consulting seminar
Steve Straub, CMPS with Straub Consulting in Portland, OR wraps up a real estate investment seminar and gets some feedback and questions from the audience. Steve addresses fears about minimum payment loans (negative amortization or pick-a-payment loans) and how they can appropriately fit into an investment strategy for building wealth using real estate. Interest-only loans are discussed as is a snapshot of the lending industry and the future investing in real estate in the Portland Metro Area with mortgage lending terms changing.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
How to determine your investment real estate strategy
Steve Straub, CMPS with Straub Consulting in Portland, OR shares the most important way to determine your personal real estate investment strategy. According to Steve, it’s not inconceivable for investors to have an investment property by the end of the year and multiple properties at the end of the decade. As Steve says, “…it’s not about the money, it’s about the choices you have…” Many potential investors become shortsighted and focus more upon the immediate chaotic nature of the media instead of following long-term trends. In the historical trends, a real estate investor can see the consistent appreciation of real estate values decade after decade.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Investment real estate: commercial properties vs. residential properties
Steve Straub, CMPS with Straub Consulting located in Portland, OR discusses the difference between commercial properties and residential properties as investments. Many people tend to associate investment real estate with commercial properties, yet many people begin as investors with residential properties. It’s much easier to begin with something simple like a single family residence and scale up from there.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Investment real estate – the importance of leverage
Steve Straub, CMPS with Straub Consulting located in Portland, OR share the importance of leverage as the foundation for controlling appreciation from real estate. The rate of return is how much is earned over how much is invested to control an investment property – the goal is to flush out cash flow and make it break even.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
The benefits of property management for investment real estate
Steve Straub, CMPS with Straub Consulting located in Portland, OR shares the benefits of using a property manager for your investment real estate. A property management company in the Portland Metro Area that Steve prefers to work with is Mainlander Property Management, Inc.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Investment real estate – forecasting tax benefits
Steve Straub, CMPS with Straub Consulting in Portland, OR shows his Building Wealth through Investment Real Estate seminar attendees how to forecast the tax benefits of owning rental properties. Steve strongly encourages his investor clients to work with a licensed tax adviser. He also recommends that potential clients download the 1040 Schedule E and do their own forecast (and then consult the appropriate licensed professional regarding their conclusion).
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Real estate as a career or as a wealth-building investment strategy
Steve Straub, CMPS with Straub Consulting located in Portland, OR shares his perspective on investment real estate. The majority of people who invest in real estate also have a day job and are not focused upon changing careers. Steve helps his clients to build wealth while they continue to work in their current profession. Some clients do become full-time real estate investors, but the majority stay in their profession and use real estate to build wealth.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Investment real estate – lease option vs. rent
Steve Straub, CMPS with Straub Consulting in Portland, OR explores the difference between a lease option and rent from an investment property. Steve demonstrates how a lease option can be a powerful strategy to more effectively manage cash flow with a rental property. This is a great win-win strategy for both the owner and the renter because there are a lot of people in the Portland Metro Area who want to buy a home but cannot qualify for various reasons through the traditional mortgage channels.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Investment real estate case study: Ryan
Steve Straub, CMPS with Straub Consulting in Portland, OR shares a client’s story about purchasing investment real estate.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Investment real estate case study: the pastor
Steve Straub, CMPS with Straub Consulting in Portland, OR shares an investment real estate case study with a class in his Portland Metro Area seminar.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Your owner-occupied home – the worst place to keep equity
Steve Straub, CMPS with Straub Consulting located in Portland, OR discusses an important strategy for leveraging investment real estate by keeping equity in non-owner occupied (rental) properties.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
The Rule of 72 applied to investment real estate
Steve Straub, CMPS shares an early experience in life when his financial planner taught him how to calculate ROI (return on investment). Steve applies the Rule of 72 to investment real estate in the Portland Metro Area. Essentially, from a historical perspective real estate values in the Portland Metro Area (Portland, Beaverton, Hillsboro, Lake Oswego, West Linn Oregon and Vancouver, Camas Washington) have roughly doubled from appreciation every ten years. When the Rule of 72 is applied to investment real estate, it shows the investor how long it will take his property values to double.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Real estate financing strategies – The Three Brothers story
Steve Straub, CMPS with Straub Consulting in Portland, OR shares the relevance of financing strategies and the different philosophies associated with each strategy. An insightful illustration into what can go right with real estate and the decisions that can cause undue problems.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Credit Repair
Steve Straub, CMPS with Straub Consulting located in Portland, OR illustrates the importance of credit repair when clients are positioning themselves to buy real estate.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
How to position for investment real estate
Steve Straub, CMPS with Straub Consulting in Portland, OR shares at his investment real estate seminar how a potential client will position themselves to buy rental properties. The way a client positions to invest in real estate is to:
- Evaluate and fix credit, if necessary
- Debt consolidation, if necessary
- Refinance to access equity
- Asset redistribution
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies
Real Estate Investing vs. Traditional Retirement Strategies
Steve Straub, CMPS with Straub Consulting located in Portland, OR addresses the various strategies to build wealth. This video shows a contrast between traditional retirement strategies and investing in real estate to supplement one’s retirement plan.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Buy and hold vs. Fix and flip
Steve Straub, CMPS with Straub Consulting in Portland, OR explains the benefits of a buy and hold strategy over fixing and flipping. Fixing and flipping was a popular way to make money a few years back, but is typically more complicated investment strategy than the average person expects it to be.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
What real estate do you buy and why?
Steve Straub, CMPS with Straub Consulting located in Portland, Oregon shares that the single most risk mitigating element in investment real estate is to buy a good house in a good neighborhood and let time do the work. Property management companies, like Mainlander Property Management, Inc. will be able to share valuable insights into the appropriate properties to buy for long term hold strategies.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Portland Metro – Lending crisis and foreclosures
Steve Straub, CMPS with Straub Consulting located in Portland, OR discusses the general state of the real estate market in the Portland Metro Area. There are many concerns for real estate investors as the number of foreclosures have begun to increase. However, smart investors are acting now as this is a buyer’s market for real estate. Home values will come back up and the market will continue to be strong.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Portland Metro – Real Estate trends
Dennis Gorton of Iron Gate Realty and Steve Straub, CMPS of Straub Consulting in Portland, OR share insights on the current trends that the Portland Metro real estate market is experiencing. This is an opportune time for investors to buy rental properties in the Portland area.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Portland Metro Projections – Money Magazine and National Association of Realtors
Steve Straub, CMPS with Straub Consulting in Portland, OR reviews an article in Money magazine that contrasts Portland, OR and its affordability with San Diego, Denver, and Seattle. Steve also discusses a report by the National Association of Realtors regarding a bubble in the real estate market.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Steve Straub – Portland Metro Market Forecast
Steve Straub, CMPS with Straub Consulting located in Portland, OR gives a brief explanation of what is happening in the Portland Metro area real estate market and why timing is outstanding now for investing in the Portland market. Investment strategies leveraging a buyers market and rental/lease option contracting approaches are discussed.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Steve Straub – An integrated team approach to investment real estate
Steve Straub, CMPS with Straub Consulting located in Portland, OR shares why an integrated team approach to successful real estate investing requires expertise in a broad range of specialized areas. This video details Portland firm Straub Consulting’s approach to surround their clients with all the necessary expertise to ensure their success as investors.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.
Steve Straub, CMPS – Certified Mortgage Planning Specialist
Steve Straub is a Certified Mortgage Planning Specialist located in Portland, Oregon. This designation distinguishes him in the Oregon and Washington marketplace for many reasons. CMPS is a training, examination, certification and ongoing membership program for financial professionals who provide mortgage and real estate equity advice.
You can be assured that a mortgage professional with CMPS credentials has met rigorous, peer-developed and reviewed standards endorsed by a national professional body. The CMPS Institute was formed as a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. Recognized for its preeminence within the industry, the CMPS curriculum represents the core knowledge expected of residential mortgage advisors, regardless of the diversity of specializations within the industry.
The CMPS curriculum incorporates the five essential CMPS skill sets related to integrating a client’s mortgage, debt and home equity strategy into their overall financial plan:
* Financial Market and Interest Rate Analysis
* Cash Flow & Debt Analysis
* Real Estate Equity Management
* Real Estate Investment Planning
* Mortgage & Real Estate Taxation Concepts
With such a wide range of subjects to be mastered, the educational process doesn’t end once the designation is earned. There is a strong commitment among CMPS Members to continuing education through conference calls, seminars and self-study.
(source: http://www.cmpsinstitute.org/public/what_is_cmps)
Steve Straub Bio
Steve Straub, CMPS
Investment Real Estate Strategist & Mortgage Banker
Certified Mortgage Planning Specialist
Straub Consulting, Inc.
Steve’s educational background is engineering and his personal passion/interest has been building wealth and had the good fortune to be introduced to a financial planner shortly out of college and it made a big impact on his life.
Steve has a traditional corporate background as well as entrepreneurial ventures. He departed from the technical path of engineering early in his career, choosing to pursue business development and strategic planning for large engineering consulting firms. His corporate experience spans over twenty years and covers a vast array of industries both domestic and international.
Steve’s entrepreneurial ventures include owning an Architecture & Construction Management Firm, General Contracting, and Real Estate Development. He has owned a broad variety of real estate and exercised many different real estate strategies including major renovations, residential, commercial, flips, long term holds, etc.
His interest in real estate, building wealth, and quality of life have led him to become an investment real estate strategist and mortgage banker. Steve’s unique approach to the profession differentiates him enormously from the masses of mortgage monkeys out there. Frankly his skill is transformational. Steve’s goal is to help average people like you and me get from where we are to where we want to go using real estate as the investment vehicle. Loans are simply tools, essentially a byproduct of the service he performs. Steve has helped many people double and triple their net worth in just a few short years.
Steve Straub and Straub Consulting – Portland Metro Real Estate Investment Strategist
Steve Straub, CMPS with Straub Consulting in Portland, OR shares how his real estate investment firm shows their clients how to get from where they are financially to where they want to be using real estate as the investment vehicle. Steve specializes in the Portland Metro real estate market. Tune in and learn why this is a great time to invest.
There are over 30 videos at www.straubconsulting.com that educate and share perspectives on ways to build wealth through investing in real estate using long-term hold strategies.